{"id":2729,"date":"2021-11-07T19:12:56","date_gmt":"2021-11-07T19:12:56","guid":{"rendered":"http:\/\/trucos.com\/uncategorized\/simulacion-de-jubilacion-como-calcular-tu-pension\/"},"modified":"2021-11-07T19:12:56","modified_gmt":"2021-11-07T19:12:56","slug":"retirement-simulation-how-to-calculate-your-pension","status":"publish","type":"post","link":"https:\/\/trucos.com\/en\/internet\/retirement-simulation-how-to-calculate-your-pension\/","title":{"rendered":"Retirement simulation: how to calculate your pension"},"content":{"rendered":"<p>Let&#039;s see <strong>how to simulate your retirement pension<\/strong> through the online tools offered by the <a href=\"http:\/\/trucos.com\/en\/internet\/how-to-see-notifications-from-the-tax-agency\/\" target=\"_blank\" rel=\"noopener\">administration<\/a>. And as we approach retirement age, the first doubts arise about whether we have the right to a pension based on our <strong>quote and <a href=\"http:\/\/trucos.com\/en\/internet\/how-to-download-work-life\/\" target=\"_blank\" rel=\"noopener\">Laboral life<\/a><\/strong>, and if so, the <strong>amount that we would have<\/strong>. Therefore, we offer you a complete <strong>tutorial for you to calculate your retirement<\/strong> through the simulator <a href=\"http:\/\/trucos.com\/en\/internet\/how-to-get-social-security-number\/\" target=\"_blank\" rel=\"noopener\">Social Security<\/a>, in addition to all possible scenarios.<\/p>\n<div class=\"lyte-wrapper fourthree\" title=\"Simulate your retirement with Social Security\" style=\"width:420px;max-width:100%;margin:5px auto;\"><div class=\"lyMe\" id=\"WYL_Mp7oqbMD83U\" itemprop=\"video\" itemscope itemtype=\"https:\/\/schema.org\/VideoObject\"><div><meta itemprop=\"thumbnailUrl\" content=\"https:\/\/i.ytimg.com\/vi\/Mp7oqbMD83U\/hqdefault.jpg\" \/><meta itemprop=\"embedURL\" content=\"https:\/\/www.youtube.com\/embed\/Mp7oqbMD83U\" \/><meta itemprop=\"duration\" content=\"PT16M18S\" \/><meta itemprop=\"uploadDate\" content=\"2021-05-24T08:50:07Z\" \/><\/div><div id=\"lyte_Mp7oqbMD83U\" data-src=\"https:\/\/i.ytimg.com\/vi\/Mp7oqbMD83U\/hqdefault.jpg\" class=\"pL\"><div class=\"tC\"><div class=\"tT\" itemprop=\"name\">Simulate your retirement with Social Security<\/div><\/div><div class=\"play\"><\/div><div class=\"ctrl\"><div class=\"Lctrl\"><\/div><div class=\"Rctrl\"><\/div><\/div><\/div><noscript><a href=\"https:\/\/youtu.be\/Mp7oqbMD83U\" rel=\"nofollow\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/Mp7oqbMD83U\/0.jpg\" alt=\"Simulate your retirement with Social Security\" width=\"420\" height=\"295\" \/><br \/>Watch this video on YouTube<\/a><\/noscript><meta itemprop=\"description\" content=\"Base Reguladora, jubilaci\u00f3n anticipada En el ejemplo alguien que se jubila con 61 cobrando una pensi\u00f3n alta 2100, el c\u00e1lculo que se hace es aproximado. Si se cobra 2100*14*4 esto son 117600\u20ac no se debe dividir entre 400 sino entre 600\u20ac esto da 196 meses que son 16 a\u00f1os entonces seria mejor esperar a los 65 si se vive m\u00e1s de 65+16 a\u00f1os que son 81 a\u00f1os.\"><\/div><\/div><div class=\"lL\" style=\"max-width:100%;width:420px;margin:5px auto;\"><\/div><\/p>\n<h2>How to calculate your retirement pension<\/h2>\n<h3>Index of contents<\/h3>\n<ul>\n<li><a href=\"#como funciona\">How the retirement simulation works<\/a><\/li>\n<li><a href=\"#requisitos\">Requirements to have a retirement pension<\/a><\/li>\n<li><a href=\"#como calcular\">How to calculate retirement pension<\/a><\/li>\n<\/ul>\n<h2><a id=\"como funciona\" name=\"como funciona\"><span style=\"color:#000000\">How the retirement simulation works<\/span><\/a><\/h2>\n<p>The <strong>Social Security<\/strong> makes available to citizens a service that allows simulating the amount that will be collected as retirement for any person who is entitled to it. The tool is located through the <a href=\"https:\/\/sede-tu.seg-social.gob.es\/wps\/portal\/tussR\/tuss\/Login\/!ut\/p\/z1\/04_Sj9CPykssy0xPLMnMz0vMAfIjo8zi_QwdXQ09gg0C3EO8nA0CPbzMQr2dPQ2NAk31wwkpiAJKG-AAjgZA_VFgJThMCDYzgyrAY4aXflR6Tn4SxLmOeUnGFun6UUWpaalFqUV6pUVA4YySkoJiK1UDVYPy8nK99Pz89JxUveT8XFUDbFoy8otL9CNQVeoX5EYYZJnmlPk4KioCAIrSs50!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noopener\">platform<\/a> <strong>Your Social Security<\/strong> and requires access with <a href=\"http:\/\/trucos.com\/en\/internet\/key-system-how-to-register-and-carry-out-tax-procedures\/\" target=\"_blank\" rel=\"noopener\">Cl@ve system<\/a>, digtial certificate or electronic DNI, although if you do not have any of these types of telematic identifiers you can authorize a representative to do so on your behalf.<\/p>\n<p>To start the process you only need to access the following <a href=\"https:\/\/sede-tu.seg-social.gob.es\/wps\/portal\/tussR\/tuss\/Login\/!ut\/p\/z1\/04_Sj9CPykssy0xPLMnMz0vMAfIjo8zi_QwdXQ09gg0C3EO8nA0CPbzMQr2dPQ2NAk31wwkpiAJKG-AAjgZA_VFgJThMCDYzgyrAY4aXflR6Tn4SxLmOeUnGFun6UUWpaalFqUV6pUVA4YySkoJiK1UDVYPy8nK99Pz89JxUveT8XFUDbFoy8otL9CNQVeoX5EYYZJnmlPk4KioCAIrSs50!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noopener\">link<\/a> of <strong>Your Social Security<\/strong>, indicate the type of access (as interested party, as representative or as attorney-in-fact) and, once registered, <strong>start the simulation<\/strong> to calculate retirement.<\/p>\n<p><img decoding=\"async\" alt=\"Retirement simulation: how to calculate your pension\" src=\"\/media\/upload\/2021\/11\/07\/simulacion-de-jubilacion-como-calcular-01.jpg\" style=\"width:100%\" title=\"Retirement simulation: how to calculate your pension\" \/><\/p>\n<p>The simulation process is not very complicated; The system will require several questions about the interested party, both the <strong>personal situation<\/strong> as <strong>economic<\/strong>, in addition to data on the <strong>worker&#039;s prior contribution<\/strong>. However, it will be possible to know if the requirements are met and carry out a <strong>calculation of future pension<\/strong>. In addition, the system allows you to consult <strong>several possible scenarios<\/strong> of the interested party, introducing different contribution bases, unemployment situations, early retirements, etc.<\/p>\n<h2><a id=\"requisitos\" name=\"requisitos\"><span style=\"color:#000000\">Requirements to have a retirement pension<\/span><\/a><\/h2>\n<p>The basic requirement to access a retirement pension is to have <strong>contributed for a minimum of 15 years<\/strong>, of which 2 must be part of the 15 years immediately preceding the date of the pension application. Regarding the retirement age, it depends on the years previously contributed; Thus, a person who has contributed at least <strong>37 years and 3 months<\/strong> will be able to retire at <strong>65 years<\/strong>, while the rest of the workers will be able to do so at <strong>66 years<\/strong>.<\/p>\n<h2><a id=\"como calcular\" name=\"como calcular\"><span style=\"color:#000000\">How to calculate retirement pension<\/span><\/a><\/h2>\n<p>The calculation of pensions is based on two basic aspects, which are the <strong>regulatory basis<\/strong> and <strong>the years quoted<\/strong>, which allow you to determine what percentage of the regulatory base you are entitled to for retirement. As of the date of this article (2021), the regulatory base is obtained <strong>adding the contribution bases of the last 24 years<\/strong> (or 288 months) and <strong>dividing them by 336<\/strong>. The result obtained is the regulatory base that is used as a reference to know the amount to which one is entitled for the retirement pension.<\/p>\n<p>Regarding the worker&#039;s contribution, <strong>With 15 years of contributions you will be entitled to 50% of the regulatory base<\/strong>, or what is the same, the minimum pension, and <strong>from 15 years old<\/strong> and during the first 106 months a <strong>0.21% of the regulatory base for each month<\/strong> and a <strong>0.19% of the regulatory base for each of the remaining 146 months<\/strong>. All this means that with <strong>36 years of contributions<\/strong>, a worker has the right to <strong>100% of retirement pension<\/strong>.<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=gUEoo2JJuPA\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" alt=\"Retirement simulation: how to calculate your pension\" src=\"\/media\/upload\/2021\/11\/07\/yt.jpg\" style=\"width:100%\" title=\"Retirement simulation: how to calculate your pension\" \/><\/a><\/p>\n<h2>More management tips<\/h2>\n<ul>\n<li>\n<h3><a href=\"http:\/\/trucos.com\/en\/internet\/key-system-how-to-register-and-carry-out-tax-procedures\/\" target=\"_blank\" rel=\"noopener\">Cl@ve System: how to register and carry out Treasury procedures<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"http:\/\/trucos.com\/en\/internet\/how-to-see-notifications-from-the-tax-agency\/\" target=\"_blank\" rel=\"noopener\">How to see notifications from the Tax Agency<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"http:\/\/trucos.com\/en\/internet\/how-to-get-social-security-number\/\" target=\"_blank\" rel=\"noopener\">How to obtain the Social Security number<\/a><\/h3>\n<\/li>\n<li>\n<h3><a href=\"http:\/\/trucos.com\/en\/internet\/how-do-i-know-the-points-i-have-on-my-driving-license\/\" target=\"_blank\" rel=\"noopener\">How to know the points I have on my driving license<\/a><\/h3>\n<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out if you have a retirement pension and what the amount is based on your contribution during the years of your working life: check all the scenarios<\/p>","protected":false},"author":2,"featured_media":2730,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[19],"class_list":["post-2729","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-internet","tag-tecnologia"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - 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